Did you know that you can customize your auto insurance rate?
Many companies are offering programs that provide discounts for your driving habits. Factors that may affect your insurance rate include the time of day that you drive, the number of miles you drive, hard braking or quick take offs.
It is quite common for an insurance company to offer a discount for enrolling in their program. After you have been involved in the program for a period of time, you will another discount. There are some factors that you should consider prior to enrolling. If you work a shift that is late at night or tend to idle quite frequently, this type of program is probably not best for you.
If you are interested in learning more about the programs offered by your insurance company, contact your agent. Your insurance agent can advise you of programs available that would best fit your unique situation.