If a tornado destroyed your house today, would you have enough insurance coverage to rebuild it?

Cost of building materials has sky rocketed! If you haven’t reviewed your coverage, now might be a good time to do so! You want to be certain that you can build back a home like you have now, without giving up features that you love.

Insurance companies typically offer a little bit of a cushion above and beyond the amount your home is insured for, but it is not an automatic coverage. Sometimes, an extra 25% above your home coverage amount can go a long way! Check to make sure that your policy includes this clause. Some companies even offer an extra 50% above your dwelling insurance limit. Others will offer guaranteed replacement cost for your home, which means there is not a cap on how much the company will pay to rebuild it.

Storm season is here, so check with your insurance agent to make sure your coverage is up to par!