Did you know….

• Winds are categorized as damaging once they exceed 50-60 MPH.
• Hail size can range from as small as a pea to as big as a grapefruit.

Storm season is here.  Are you ready?  Here are some helpful tips to prepare for high winds and hail:

• Trim trees and shrubs.  High winds can turn branches into projectiles during a storm and damage windows, houses and cars.
• Secure outdoor furniture.  Lawn chairs, umbrellas, pool supplies, etc. can become flying debris.
• Shelter your vehicles.  When possible, move vehicles to a garage or some other place where they will be protected.
• Prepare for electrical outages.  Charge batteries for essential items such as cell phones, power boosters, weather radios and power tools (for after storm cleanup).
• House maintenance.   Ensure roofing, fencing, balcony, et. are maintained to prevent further damage from hail or wind.
• Check to make sure your insurance is up to date.   Consider your needs such as insurance type and if it covers you for natural disasters in your area.

Don’t hesitate to contact your insurance agent for a policy review.  Your agent can help you understand if you have a flat deductible for wind/hail claims or if you have a percentage deductible.  Your policy may also include very specific coverage for tree removal if it is not touching a structure of some kind.  Most insurance policies also have a limit for loss of refrigerated items.  Make sure that your insurance policy meets your needs!