If you had a fire at your house, would you be able to make a list of things that need to be replaced in each room of your home?
I know I definitely could not! And, if you have experienced a fire at your home, coming up with a list of things to replace will be the last thing on your mind.
Consider taking photos of each room. Place the photos in a safety deposit box at your bank. Or, upload them to the cloud so that they can easily be accessed after a fire.
Keep receipts for major purchases. If you need to replace major appliances in your home, it is helpful to have some specifics about the item.
Don’t wait until after a claim! Be proactive. Check with your insurance agent if you need a form for your personal property inventory.