Christmas is right around the corner! How did that happen?! Wasn’t it just summer the other day?

The snow fall this morning was a rude awakening that winter is around for a while! It sure looks pretty when it falls gently and piles on the bare tree branches…and then you step outside and feel the bitter cold! Makes you want to run back inside and snuggle up in front of the fireplace with your sweetheart for sure!

Speaking of sweetheart … Are you expecting a tiny package with a sparkly surprise for Christmas? Do you have enough insurance to cover all the pieces of jewelry you currently own plus the new pieces you might receive for Christmas? Most homeowners policies provide only a small amount of coverage for theft or misplacement of jewelry. Total up the value of your collection and give your agent a jingle to make sure you’re properly protected!