Summer is here—and with it comes road trips, beach days, backyard barbecues, and maybe even that long-awaited vacation. But before you dive into the fun, it’s a good time to check in on your insurance coverage. Here’s why:

Auto Insurance

Summer means more cars on the road. Whether you’re planning a cross-country drive or just more weekend getaways, make sure your auto policy is up to date. Double-check your liability limits and consider adding roadside assistance for peace of mind.

Homeowners & Renters Insurance

Hosting guests or going on vacation? Check that your policy covers potential summer risks like grill fires, swimming pool liability, and theft while you’re away. If you’re renting out your home (or a room) short-term, let your insurer know—it could affect your coverage.

Recreational Vehicles

Boats, jet skis, ATVs, and RVs bring summer fun—and liability. These toys usually require separate coverage. Make sure each is insured for damage, theft, and injury.

Weather-Related Coverage

Summer storms can mean hail, wind, or even hurricanes in some areas. Review your homeowners policy for natural disaster coverage, and consider flood insurance if you’re in a vulnerable zone—it’s not included in standard policies.

Travel Insurance

Taking a big trip? Travel insurance can protect your plans and your wallet if flights are canceled, bags are lost, or health emergencies arise abroad. It’s often overlooked—but can be a lifesaver.

Summer should be about fun and relaxation, not financial surprises. Take a few minutes to review your policies or talk to your insurance provider. It’s a small step that can make a big difference.

Need help reviewing your coverage? Reach out today for a free consultation at 217-214-6814.